TruWest Credit Union

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In order to get started, select an account that works for you.

Share Savings
The simplest way to gain high-dividend savings and start your TruWest membership.

What you get with your Share Savings Account1
  • No monthly service fee
  • $5 minimum balance 2
High Yield Checking
Flexible, member-focused rewards checking option with 4.00% APY on balances1of up to $10,000.

Earning rewards is easy 2
1. Set up $500+ in qualifying direct deposits
2. Use your Rewards debit or credit card on 15+ qualifying transactions

Benefits with any TruWest Checking Account
  • No monthly fees or minimum balance
  • Manage your debit card with ease3
  • Access 30,000 surcharge-free ATMs4
    • Cash Back Checking
    Flexible, member-focused rewards checking option with $0.10 Cash Back1on Rewards debit card purchases.

    Earning rewards is easy 2
    1. Set up $500+ in qualifying direct deposits
    2. Use your Rewards debit or credit card on 15+ qualifying transactions

    Benefits with any TruWest Checking Account
  • No monthly fees or minimum balance
  • Manage your debit card with ease3
  • Access 30,000 surcharge-free ATMs4
    • Simply Checking
    Simple, no-fuss secondary account for your everyday needs, with no hidden fees or complicated terms.
    • No monthly service fees or minimum balance requirements
    • Access to online and mobile banking tools
    • Surcharge-free ATM access within our network
    Money Market
    For your larger savings goals, earn higher dividends than a traditional savings account and keep access to your funds in case of unexpected expenses.

    What you get with your Money Market Account1
    • Competitive dividends
    • No minimum balance
    • No monthly service fee
    • Access funds for unexpected expenses
    Savings Certificates
    You work hard for your savings, and your savings should work hard for you. Take your efforts to the next level with a minimum opening balance of just $500 into a Savings Certificate for your short-and long-term goals.1
    • Competitive rates compounded daily
    • Term options from 6-60 months
    • Greater earnings for long-term goals
    • 10-day grace period on maturity
    6-Month
    Select Savings
    Whether you’re saving for a down payment on a home or a destination wedding, you can have an account for each goal or consolidate into one.

    What you get with your Select Savings Savings1
    • No monthly service fee
    • No minimum account balance
    • No minimum opening deposit
    Christmas Club
    Determine what amount you would like to tuck away each pay period and make additional deposits and transfers as you wish. You can access your saved funds in early November.

    What you get with your Christmas Club Account1
    • No monthly service fee
    • Competitive monthly dividends
    • Direct deposit and transfer capability
    • Open any time of year
    18-Month Savings Certificate Offer
    For a limited time, your savings can do more, when you earn 4.50% APY1 (APY = Annual Percentage Yield) on an 18-month savings certificate.2
    • Rate valid as of 07/27/2026 and subject to change
    • New money only. Funds must come from another financial institution
    • $500 minimum balance
    • Call 1 (855) 878-9378 or visit truwest.org/special for complete terms
    18-Month